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The tax-free childcare benefits available for families in dentistry


What tax-free benefits are available for working families in dentistry?

Dental nursing is 99% female – and dentistry overall is now more than 50% female – so childcare is a big consideration for working families in dentistry, says the British Association of Dental Nurses (BADN).

The association has issued guidance on the tax-free schemes and childcare help available following conversations with experts at HM Revenue and Customs (HMRC).

Some could be worth up to thousands of pounds a year.

Tax-free childcare

A government-funded top up scheme worth up to £2k a year (£4k if a child has a disability) for each child under the age of 11 (or 16 for a child with a disability) to help pay for approved childcare.

Full eligibility is on GOV.UK but in summary it is for working parents earning up to £100k each, at least national minimum wage for 16 hours a week and who do not receive tax credits, universal credit or childcare vouchers.

Tax-free childcare can be used with free childcare hours – either 15 or 30 hours depending on eligibility – and child benefit, which is currently £25.60 for the eldest or only child and £16.95 for each additional child.

You can use tax-free childcare to pay for approved childcare, for example:

  • Childminders, nurseries and nannies
  • After-school clubs and play schemes.

Your childcare provider must be signed up to the scheme before you can pay them and benefit from tax-free childcare.

Tax credits and universal credits also offer alternative childcare support and, while they can’t be used with tax-free childcare, they could be worth thousands to the household budget.

More information is available on the members’ area of the BADN website. Visit www.badn.org.uk.


Follow Dentistry.co.uk on Instagram to keep up with all the latest dental news and trends.





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